Raising children may be both enjoyable and difficult. This is especially true if your child has a mental or physical disorder that places additional demands on the resources and time you have. Caring for your child may even interfere with your capacity to work. If your income is already restricted, the expense of caring for your handicapped child might strain the family budget.
If you have a handicapped child, you will require as much financial assistance as possible. The expense of therapy, drugs, and childcare might be too expensive. If you work fewer hours to care for your child, it may be challenging to cover these fees while still providing your child with all of life’s possibilities. However, you should know that your child may qualify for Social Security benefits. To learn more about conditions that qualify for LTD in the United States, consult an experienced attorney today.
Social Security Income for children
SSI gives monthly compensation to children who are blind or have a physical or mental handicap to assist them in fulfilling their basic requirements. If their families have little income and resources, disabled children and teens may be eligible for SSI.
However, there is one clarification: handicapped children are ineligible for SSDI compensation due to their impairment. (In some circumstances, a kid may be eligible for social security dependent payments based on their parents’ status, but a child’s handicap status is immaterial in these cases.)
This is because an applicant’s job history partly determines SSDI eligibility. SSDI is an insurance program that employees pay into through mandated payroll contributions, and eligibility for SSDI benefits is determined by the number of quarters worked. No youngster under 18 will achieve these standards, regardless of how long he has worked.
Instead, disabled children may be eligible for SSI payments, which are provided to low-income people. Eligibility for benefits is determined by whether the child’s medical condition meets the SSA’s disability standards and if the child’s income falls under the SSD income restrictions.
To be eligible, individuals must make no more than $1,180 (in 2018) per month. When assessing eligibility, the SSA analyzes a parent’s and their child’s income.
Is your child eligible for the benefits?
To be eligible for Social Security, you and your child must satisfy specific standards to receive children’s insurance benefits. You must have worked and earned enough Social Security credits (at least 40 credits) to be eligible for Social Security retirement or disability payments as a parent. Children who have a deceased parent may also be eligible for benefits. For more information, speak to a Social Security disability attorney today.